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Search Results 0 to 49 of about 381 (some duplicates have been removed)
to start a small business. credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, -- consumer loans probably a few days. because we require a business plan
to write business plans. also helping to educate the distinction between the micro lender, our bank, and our larger financial institutions and how those lending -- what is the difference in how this entities will lend, in addition to the sba loans that are available. also in response to the economic crisis, which hit a couple of months after we open our doors, the mayor reinstated the revolving loan fund, and we partnered with tmc working solutions, which is a micro lender, to provide a loan fund for start of an existing businesses to help them. today, that loan has given out 23 loans, and they are averaging around $15,000 or $25,000 each. another unique thing that the city is doing in terms of helping our businesses and dealing with capital needs is as a city, sometimes, we implement regulations, and you would think that might require some substantial capital for small businesses to do an understanding that a lot of our very small businesses may not have the capital means to be able to implement those regulations. a new one that has just been implemented is there is the fats, oils,
rate which will also expedite that work that was originally planned to finish april 1st. the micro piles are underway, and interesting, each one is tested for pull-out strength and we completed testing on 36 of them so far and that is continuing as we speak. coming up in next couple of months, obviously the excavation in zone 1 should about completed by the end of january. the grounding and geothermal trade packages will start under the below-grade packages con [trao-rbgts/]. contractor. we should be able to complete the beale street bridge by april. i have information on that coming up. and hopefully complete the buttress work in the next 90 days. here is the overall timeline you have seen before. still on track with the below-grade contractor working with his geothermal and grounding contractors and submittal on the rest of the his work. the superstructure package as you heard before is out for bid and that work will get released throe the board process 2nd quarter, coming in february/march. so that will be on the april board current plan. on the exterior finishes and so on. as
and micro lenders, who can look at a business and see a credit score that might not be strong, but there might be a story behind that number. medical issues, other things that do not impact your business but impact your credit score. they can hear your story and understand your circumstance. >> i have a question. this is probably for myself or mark. what impact will be cuts in the sba budget have on the sba program? it seems the small business committee is try to make drastic cuts. from our perspective, the new majority leadership is looking to make drastic cuts, many of the program will hold near and dear to our hearts. the question the leader is continually asking is, show me the jobs. she wants to see house bills come to the floor that create economic opportunity for middle- class -- all of americans. if the small business committee is looking to cut funds from the sba, we see that as a detriment. we do not believe in cutting to create more jobs. we agree with the idea of the recovery act, putting more money out there to get people employed. >> on congressional action, that
% of the lbes other micro-lbes, the smallest. since we are tweaking some of these ordinances it looks like we might have the mindset to realize some of the advantages to having work go to our local business enterprises especially our smallest ones which by the way comprise only micro, 87%, but most of the micros are minority and women owned businesses. you can go further than that and say that historically because of some institutional setbacks in our society, women and minorities have a harder time getting credit. it goes on and on. they remain small. i urge you to take this opportunity of this mindset and try to figure out a way to bring more work to the smallest, the micros, more set-asides and possibly some changing of the thresholds. >> chair: thank you very much. are there other members of the public who wish to speak on item number one. seeing none public comment is closed. (gavel) though i have a motion to amend the legislation as read in the record? >> so moved. >> seconded and we can do that without objection. this helps to address from component of the prompt payment proc
and the micro pile production, they completed 70 in the total production piles and that will hopefully be completed in the next 90 days and move into zone 2. of course the excavation will continue to work from west to east of the timeline update still remains the same.we're starting the below-grade package and superstructure package is out to bid and we'll get the results in early february. parts of the exterior packages will be going out with the window wall in 1st quarter/2nd quarter of next year and beyond. so that is the timeline on the bse and the big thing is the excavation continuing from the west to the east. the final traffic bridges will now be done over a weekend in april, after needing a lot of space in the zone 4 area to put those bridges together. the contractor has chosen to wait until the buttress work -- a majority of the buttress work is completed. just an overhead, you can see that the trustle bridge is connected all the way to fremont street and the other areas continue to be under excavation and the buttress area at the east end. this gives you a breakdown of h
apartments could get any smaller? oh how wrong you are. micro apartment are coming to the big apple. could the miniature spaces bring big profits to the developers and will they spread to more cities? one of the architects is here with the details. even when they say it's not, it's always about money. melissa: first let's look at the day's market headlines and today's market moment. the beat goes on for the bulls. strong earnings from the likes of ibm, and google helped give a boost to stocks. the dow and s&p 500 hit fresh five-year highs. the blue-chips rose 66 points. apple earnings are sliding after-hours. the company reported fiscal first-quarter earnings just a short time ago, beat expectations on the bottom line. came in a bit light on revenues. mcdonald's shares climbed. it beat expectations on the top and bottom line in the fourth quarter. also reported a solid rebound in u.s. sales. >> the time has finally come to approve the keystone pipeline. this is about one simple thing, jobs. thousands of jobs to build the pipeline. thousands more forever ining. and many more supported by ca
an important bank and the inventor what we call the micro credit and helped the city recover from the big earthquake of 1906. guy mo roller who was the founder, established the opera in san francisco, by the way there's an italian directing the opera and laurence fergetty and 93 and good friend of the community. he is the father of the b generations and the guy that started the culture revolution of the 60's and 70's so in many ways italians have made lasting contribution to this city and the silicon valley. there is an important engineer that developed the first micro prosser for intel, so it's a tremendous foundation to celebrate italian culture 2013. also i was reminded by our pastors that san francisco gets its name from an italian man and holly man. it is noted. >> >> for kindness and compassion and generosity and i think these are traits that this city has adopted and made its own traits , so this is not to be under scored, not to be forgotten. what are we going to do in the coming year? basically we have three principles, three guidelines. we want to show beauty and arts. i gu
and 60 units of which 120 a micro parents and other suits they can accommodate up to 5 hundred students. we have been working on small unit design in the last 5 years and we've adopted the design method loosen of the gold i didn't locks and the 3 bears. we have built larger units which were too big. and have built this project at 37 harriet street which we think is about the right size for living. the unit we are proposing for 31 mission street which will be occupied by cc a are here. katie you need to go that way. they are - with kitchens and cook tops individual bathrooms and tubes. large bay windows and good storage. it's 1 hundred percent car free. it will have a city car share car in the building and parking for 2 hundred and 40 bicycles in the basement. it's in the mist of an area that's undergoing tremendous change right now - okay - and is flanged by projects that will total will 15 hundred new units. there's a crescent heath's project to the west. there's a bay project immediately to the east and a little south of us is the approved project by martin development of 1 hundred 20
to the open semifinals. >>> when we return, cozy living. new york city comes up with a micro plan to deal with the housing shortage. bacon?! gotta get that bacon! bacon?! bacon? bacon! who wants a beggin' strip? meee! i'd get it myself but i don't have thumbs! yum, yum, yum, yum, yum... it's bacon!!! mmmmm...i love you. i love bacon. i love you. [ male announcer ] there's no time like beggin' time. look what mommy is having. mommy's having a french fry. yes she is, yes she is. [ bop ] [ male announcer ] could've had a v8. 100% vegetable juice with three of your daily vegetable servings in every little bottle. the emotional late night vote on crime fighting proposals... including a controversial police consultant. plus - a bay area neighborhood.. overrun by deer. and you won't believe how they plan to fix the problem.. with surgery! upton ad: "you missed a spot" and spending millions of dollars on just 30-seconds of t-v time. the gold rush on super bowl ads. join us for cbs 5 eyewitness news this morning... beginning at 4:30. >>> here's a look at today's forecast in some of
& freeze has a powerful combination of four peptides that i call the micro smoothing peptides, that gently relax that crease memory to smooth the appearance of these fine lines and wrinkles in just minutes. absolutely amazing! >> i can put the fill & freeze on, and before my very eyes, while i'm watching, everything will start to fill in. the lines disappear. i swear it was like a clock went off somewhere. at 40, i started to notice big changes. lines were forming, unevenness was happening, tone was changing. at this point a lot of friends had already started doing botox and i was completely terrified of botox. i wanted to halt the progression of the appearance of aging, and that's exactly what derm exclusive has done for me. derm exclusive is like a miracle, a complete and total miracle. >> when you try derm exclusive fill & freeze you will see your own amazing results. but i'm not bringing derm exclusive to you just for the instant results. it does so much more. we formulated derm exclusive to be a comprehensive anti-aging skincare system to treat all four of the visible signs of aging d
Search Results 0 to 49 of about 381 (some duplicates have been removed)

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